Turnaround times vary based on the type of screening ordered and the applicant’s actions.
TransUnion Full Credit Report:
The turnaround time for the credit report depends on how quickly the applicant completes their part of the process. The report will be available as soon as the applicant finishes their identity verification. Business hours do not play a factor in the completion of the TransUnion Full Credit Report.
RentPrep Background Check:
This Full background check is compiled by an FCRA-certified screener, requiring manual review to ensure accuracy. Typically, the turnaround time is 1-2 hours during normal business hours. If bundled with the TransUnion report, processing begins once the applicant completes their identity verification.
Income Verification Add-On:
The turnaround time for income verification depends on the applicant. The applicant will receive an email to complete a 3 step process to connect their bank and submit the report. Once the applicant completes this process, the report will be available for you to view. Business hours do not play a factor in the completion of the income verification. If bundled with the Transunion report, the applicant will not receive the email to begin the income verification until after they complete their initial identity verification.
Business Hours (Eastern Standard Time):
Mon-Fri: 9:00 AM - 5:00 PM EST
Sun: 10:00 AM - 3:00 PM EST
Note: Business hours do not include Saturdays, and submissions made outside these hours are queued for the next available business day.
Potential Delays in Processing:
Applicant Inaction: If the applicant has not completed their identity verification with TransUnion, the screening report will not be generated until they do.
Further Investigation Required (RentPrep Background Check): The RentPrep Background Check is compiled by our team using multiple databases. In some cases, additional investigation may be necessary, such as a county or state search. This may result in delays as we wait for court records. If this occurs, you will receive an email notification.
After-hours Submissions: RentPrep Background Checks submitted outside of regular operational hours are queued for review when business hours resume. Since reports are manually reviewed by FCRA-certified screeners to ensure accuracy, processing delays may occur for submissions outside these hours.
Completed Report Notifications
You will receive an email notification after each report is completed and ready to view. This means if you ordered the Complete Screening Package + Income Verification you will receive 3 completed email notifications:
Once the applicant has completed their identity verification and the TransUnion Full Credit Report is ready to view
Once a Screener has processed the RentPrep background Check Report and it is ready to view.
When the applicant completes the process for income verification and the report is ready to review.
The order status will change to Ready for Review once ALL reports are ready to view.