Why Run a Stress Test?
In uncertain times—economic downturns, market volatility, or even pandemics—rent collection can suffer. The Stress Test Report helps you understand your exposure by modeling different rent collection scenarios and comparing projected income to your actual cash reserves.
It’s a powerful tool for:
Anticipating potential shortfalls
Assessing risk exposure
Planning for worst-case scenarios
How to Run the Stress Test Report
No additional setup is required beyond maintaining accurate data in your Stessa account:
Pro Forma expense estimates (on Property Dashboard)
Bank balances (via connected accounts)
Rent Roll data (on Leases & Tenants page)
Steps to Run:
Go to your Reports page.
Select "Stress Test" from the Report Type dropdown.
Click "Export as Excel" to generate the full model.
How the Report Works
The exported Excel file contains:
Summary tab: Portfolio-wide metrics and results
Individual property tabs: Line-by-line analysis for each asset
Customization Tips
Editable yellow cells let you:
Adjust rent collection %
Modify expense assumptions
Instantly update results
This gives you the flexibility to test a wide range of scenarios tailored to your portfolio’s specific risk profile.
