Why Run a Stress Test?
During uncertain times, like economic downturns or market volatility, rent collection can suffer. The Stress Test Report helps you understand your exposure by modeling different rent collection scenarios and comparing projected income to your actual cash reserves.
It’s a powerful tool for:
Anticipating potential shortfalls
Assessing risk exposure
Planning for worst-case scenarios
How to Run the Stress Test Report
No additional setup is required beyond keeping your Stessa data accurate:
Pro forma expense estimates (on the property dashboard)
Bank balances (via connected accounts)
Rent roll data (from each property’s Leases tab)
Steps to Run
Go to your Reports page.
Select Stress Test from the Report Type dropdown.
Click Export as Excel to generate the full model.
How the Report Works
The exported Excel file contains:
Summary tab: Portfolio-wide metrics and results
Individual property tabs: Line-by-line analysis for each property
Customization Tips
Editable yellow cells let you:
Adjust the rent collection percentage
Modify expense assumptions
Instantly update results
This lets you test a wide range of scenarios tailored to your portfolio’s risk profile.
