Deposit Method | Limits | Timing |
Direct payment/ ACH debit (from external bank) | Varies by bank | Up to 5 business days |
Internal transfer (between Stessa accounts) | Up to available balance | Instant |
Inbound domestic wire | No limits | Up to 2 days |
Mobile Check Deposit | Varies by bank | Up to 5 business days |
Withdrawal Method | Limits | Timing |
Internal transfer (between Stessa accounts) | Up to available balance | Instant |
ACH transfer (to another bank) | Varies by bank | Up to 5 business days |
ACH transfer (authorized by a 3rd party or merchant) | Varies by merchant | 1 business day |
ATM withdrawal | $500/day | Instant |
Outbound domestic wire | $100 minimum per wire transfer, no max | 1 business day |
Debit card purchase | Varies by merchant | Instant |
Fee Type | Amount | Details |
Outbound domestic wire | $5.00 | Per transaction |
Inbound wire | Free | No fee from Stessa (sender's bank may charge) |
International transaction | 1% of transaction | For ATM or debit card transactions outside the U.S. |
ATM transaction | Free | Stessa does not charge, but ATM owner may |