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Bank Transfers: Limits, Fees, and Timing (Cash Management)

Bank Transfers: Limits, Fees, and Timing (Cash Management)

There are many ways to move funds in/out of your Stessa Cash Management accounts. Use this reference to understand limits, fees, and timing.

Updated this week

Deposit Method

Limits

Timing

Direct payment/

ACH debit (from external bank)

Varies by bank

Up to 5 business days
Initiated next business day if requested after 1 PM ET

Internal transfer (between Stessa accounts)

Up to available balance

Instant

Inbound domestic wire

No limits

Up to 2 days

Mobile Check Deposit

Varies by bank

Up to 5 business days

Withdrawal Method

Limits

Timing

Internal transfer (between Stessa accounts)

Up to available balance

Instant

ACH transfer (to another bank)

Varies by bank

Up to 5 business days
Initiated next business day if after 3 PM ET

ACH transfer (authorized by a 3rd party or merchant)

Varies by merchant

1 business day
Initiated next business day if after 3 PM ET

ATM withdrawal

$500/day

Instant

Outbound domestic wire

$100 minimum per wire transfer, no max

1 business day
Initiated next business day if after 1 PM ET

Debit card purchase

Varies by merchant

Instant

Fee Type

Amount

Details

Outbound domestic wire

$5.00

Per transaction
Initiated next business day if after 1 PM ET

Inbound wire

Free

No fee from Stessa (sender's bank may charge)

International transaction

1% of transaction

For ATM or debit card transactions outside the U.S.

ATM transaction

Free

Stessa does not charge, but ATM owner may

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