Upgrade your plan anytime to unlock advanced tools to manage and optimize your portfolio directly on your Settings page.
 | EssentialsFree
| Manage$12 /mo, paid annually | Pro$28 /mo, paid annually |
Asset management |
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Properties | Unlimited | Unlimited | Unlimited |
Portfolios to organize properties | 1 | 1 | Unlimited |
Dashboards | Key metrics only | Key metrics only | Full chart history |
Property manager data feeds | Unlimited | Unlimited | Unlimited |
Document & receipt storage | Unlimited | Unlimited | Unlimited |
Shared account access | ✓ | ✓ | Advanced ownership metrics |
Accounting |
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Advanced transaction tracking | X | X | ✓ |
Smart receipt scanning | 5/month | 5/month | ✓ |
Automated bank data feeds | Unlimited | Unlimited | Unlimited |
Manual expense tracking | ✓ | ✓ | ✓ |
Mileage expense tracking | ✓ | ✓ | ✓ |
Maintenance tracking | ✓ | ✓ | ✓ |
Budget and pro-forma analysis | X | X | ✓ |
Project expense tracking | X | X | ✓ |
Reporting and taxes |
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Basic reporting | ✓ | ✓ | ✓ |
Advanced reporting | X | X | All reports |
Accountant tax package | Basic tax package | Plus Schedule E | Plus CapEx |
Full data export | ✓ | ✓ | ✓ |
Banking |
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High yield Cash Management | 2.02% APY | 2.02% APY | 3.49% APY |
FDIC insured up to $2.5M/entity | ✓ | ✓ | ✓ |
No minimum balance | ✓ | ✓ | ✓ |
1.1% cash back on purchases | ✓ | ✓ | ✓ |
Online rent collection |
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Accelerated rent payments | X | ✓ | ✓ |
Automated reminders and late fees | ✓ | ✓ | ✓ |
Tenant autopay | ✓ | ✓ | ✓ |
Tenant ledger and rent roll | ✓ | ✓ | ✓ |
Tenant ACH fee waived | X | X | ✓ |
Leasing |
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Vacancy Advertising | ✓ | ✓ | ✓ |
Syndication to Zillow | ✓ | ✓ | ✓ |
Tenant applications | ✓ | ✓ | ✓ |
Tenant screening | ✓ | ✓ | ✓ |
Lease templates | X | ✓ | ✓ |
Document Management |
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eSign leases, contracts, etc. | X | 1/month | 7/month |
Document storage | Unlimited | Unlimited | Unlimited |
60+ Legal forms and templates | X | ✓ | ✓ |
Customer support |
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Basic Support | ✓ | ✓ | ✓ |
Priority chat support | X | ✓ | ✓ |
Live phone support | X | X | ✓ |
Stessa is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Stessa Cash Management Visa® Debit are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program here and a list of program banks here. Please contact customerservice@thread.bank with questions on the sweep program.
Essentials is a free plan and Manage and Pro are premium plans. For Stessa/Roofstock customers with an interest-bearing deposit account in the Non-Pro or Pro Category, the interest rate and Annual Percentage Yield (APY) are dependent on the previous month’s aggregate month-end ending balances under a single login, as well as your subscription level (Non-Pro: Essentials or Manage; or Pro) and account tier with us. The rates are effective as of 09/17/2026, are variable and subject to change after account opening. Fees may reduce earnings.
Non-Pro Category:
For Essentials or Manage users, the following rates will apply:
Essentials or Manage – Tier 1: Accounts with the previous month’s aggregate month-end ending balances under a single login between $0.00-$9,999.99 will have an interest rate of 0.57% with an APY of 0.57%.
Essentials or Manage – Tier 2: Accounts with the previous month’s aggregate month-end ending balances under a single login between $10,000.00-$49,999.99 will have an interest rate of 0.93% with an APY of 0.93%.
Essentials or Manage – Tier 3: Accounts with the previous month’s aggregate month-end ending balances under a single login between $50,000.00-$99,999.99 will have an interest rate of 1.29% with an APY of 1.29%.
Essentials or Manage – Tier 4: Accounts with the previous month’s aggregate month-end ending balances under a single login between $100,000.00-$249,999.99 will have an interest rate of 1.64% with an APY of 1.66%.
Essentials or Manage – Tier 5: Accounts with previous month’s aggregate month-end ending balances under a single login is $250,000.00 or more will have an interest rate of 2.00% with an APY of 2.02%.
Pro Category:
For Pro users, the following rates will apply:
Pro – Tier 1: Accounts with the previous month’s aggregate month-end ending balances under a single login between $0.00-$9,999.99 will have an interest rate of 1.43% with an APY of 1.44%.
Pro – Tier 2: Accounts with the previous month’s aggregate month-end ending balances under a single login between $10,000.00-$49,999.99 will have an interest rate of 2.15% with an APY of 2.17%.
Pro – Tier 3: Accounts with the previous month’s aggregate month-end ending balances under a single login between $50,000.00-$99,999.99 will have an interest rate of 2.50% with an APY of 2.53%.
Pro – Tier 4: Accounts with the previous month’s aggregate month-end ending balances under a single login between $100,000.00-$249,999.99 will have an interest rate of 2.86% with an APY of 2.90%.
Pro – Tier 5: Accounts with the previous month’s aggregate month-end ending balances under a single login is $250,000.00 or more will have an interest rate of 3.43% with an APY of 3.49%. APY for the account may change at any time, before or after the account is opened. No minimum balance or opening deposit required. Fees could reduce earnings on the account.
No minimum balance or opening deposit required. Fees could reduce earnings on the account. Account holders can earn 1.10% cash back on debit card purchases. Cash back earned each month will be credited to your account by next month's statement cycle. ATM transactions, the purchase of money orders or cash equivalents, loan payments and account funding made with your debit card are not eligible for cash back rewards. No minimum opening deposit and no minimum balance requirements. Terms and eligibility requirements apply.